Property planning

Whether you are thinking about building a property portfolio or perhaps you have already started but are not sure what steps to take next, we can make it happen for you. We also work with aspiring first home buyers who would like to explore other avenues of getting into their dream home including the concept of rentvesting.

Our property plans are designed to deliver a measurable and methodical strategy that will be modelled for you before you start. This is not a plan where you are presented with a roadmap that you need to execute yourself. Our plans are designed in a way where we walk along with you on this journey.

Once the plan is presented, we connect you with a mortgage broker to organise finance, the buyer’s agent to find a property and rent it out and the quantity surveyor to prepare list of tax deductions for years to come. We assemble a team of credible specialists who help you succeed.

And we don’t stop there. We regularly re-evaluate your cashflow and borrowing capacity and adjust the strategy to adapt to changing circumstances. We constantly measure the progress and make course corrections where necessary.

It is crucial to understand that our strategy plans differ significantly from those offered by property advice firms. By drawing on our expertise from financial planning and investing, we are capable of building far more comprehensive strategies that go beyond a single dimensional focus of “how to buy the next investment property”.

Our view is that in order to build a successful strategy, you need to consider all financial aspects of the client’s situation and engage all tools at our disposal to drive the successful outcome.

Key differentiators in our strategies.

*Our state of the art modelling tools were developed specifically so that our clients are never left guessing or hoping that the proposed plans will allow them to achieve their goals. Having a modelled plan provides clear answers with a roadmap. Our approach of ongoing relationship and regular reviews allows us to adjust the modelling as required. This provides a unique advantage for our clients as we are able to capture a potential obstacle early and model a required adjustment to the strategy in order to stay on track.

**To ensure however that our strategies are as resistant as possible to external shocks, we install safeguards such as cashflow buffers, liquidity buffers and fall back plans. Loss of income, rise in interest rates, recession, inflation – these are some of the events that can be very disruptive to any strategy.

***Exit plan is often the most frequently missed element. An investment plan without exit plan is like driving onto a highway without knowing where to exit to reach your destination. You don’t know how long it will take nor what resources you will require to complete the journey. Our strategies not only have that clear from the start, every single investment has its own exit trigger. The consequences of no exit plan mean you could get stuck with a non-performing investment, pay more tax than necessary or end up working longer than you had to. Our goal is to help you succeed. For this reason, we choose to walk with you on this journey.

Please note that any Mortgage Broking; Buyers Agents; Taxation and Accounting services are not endorsed nor are the responsibility of GPS Wealth Limited’s (“GPS”) Australian financial services licence number 254544.

< Back